Why is it when a house is bought the mortgage is invariably over 25 years with a fixed rate for the first 2 years. Is it conceivable that every borrowers’ situation is similar? That they have comparable incomes, outgoings, credit commitments, and size of family? At SL&M Ltd we ask more than the perfunctory questions of a fact find. By engaging with our client’s we find out what their circumstances are, their aims, aspirations and what they want to accomplish. Only then, armed with all this information, will we research the mortgage market and report back to them. No short cuts, no lazy attitude to either our work or our clients.
We all know we are not immortal, but how many people know when they are going to die? If tomorrow was the last day of your life would you need to worry that you hadn’t arranged life assurance to pay the mortgage off and provide a monthly income for your family?
You can’t insure against the emotional impact of your death on your loved ones, but you can protect them financially.
My name is Richard Levinson and I first became a Mortgage Adviser back in 2002. I enjoy my work; helping clients obtain a mortgage to buy the property of their dreams, re-mortgaging them so they do not overpay by being on their lenders Standard Variable Rate and ensuring they have the protection they deserve so whatever life throws at them they will always have a home. I specialise in complex mortgages in North London and in particular mortgages for the Self-Employed and Contract Workers.
At SL&M Ltd we provide mortgage and protection advice. We value our clients who are our life blood.
To speak to me please phone: 01360 316270.
Or e-mail: email@example.com
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.